The investment banking business by the banking companies and financial purchase guarantees issued by the newly equities and bonds from businesses and government institutions, companies of this kind is called investment banks sell these guarantees for investors in smaller quantities and thus the investment banks to help borrowers adults to earn money for a quick profit by The process of marketing stocks and bonds issued.
Without the investment banks have had to work institutions that need the expertise to act to take over the marketing of bonds directly, and provides the owners of investment banking advice to businesses and buy investment banks bonds at a lower price than the expected price at sale and the difference between the purchase price and sale price represents a profit, but it happens with that sometimes exaggerate the investment bank's estimate of the demand for what it buys is forced to sell at a loss and so the investment banks exposed to the risk of profit and loss upon the sale of bonds and to avoid this danger, the businesses and the government sells bonds to the investment bank at a lower price than the price they can get him if sold directly to investors. The banking sector in Iraq is far behind the level it has reached global banks and the sector to be able to meet all the requirements of investors, whether local investors or foreign and able to meet the needs of investors and businessmen and the possibility of transferring funds to and from Iraq by linking the Iraqi banks with banks World In several countries, as well as the development level Information for workers in the sector of private banks, government and reduce the level of interest as well as combating corruption and a culture of the banking sector to the ordinary citizen and civil servant, as this concept (the investment culture) a new concept for the citizen .. That the obstacles to banking and financial concentrated in its law, which is in its movement, Fly Iq impose many conditions adopted in its law No. 94 of 2004 and its regulation is no longer the banks any action that only some businesses contexts Banking old therefore requires the review of those laws that have limited the activity of the banking sector and the things that hamper the operations of banks to be related to the legal reserve ratio, which requires the central bank and of 25% of the capital also determines the ratio of investment to 20%, which leads to hinder the movement of banks in the credit ..And we can consider the financial investment factors of evaluating the performance of banking and there are several methods to assess the investment, including examining and analyzing the components of the financial statements and the way the financial analysis of investments and returns and assess the financial performance of companies contributing to the bank, which include liquidity, activities and profitability potential depends on the assessment of investments on the size of the data and information and the level of disclosure investors and shareholders and the public.